Effective Date: August 17, 2026
By using this website, submitting a form, requesting mortgage information, or scheduling a consultation with Maria Velez, you agree to these Terms & Conditions.
Mortgage Information
Information provided on this website is for general informational purposes only and is not a commitment to lend, an approval, or a guarantee of financing. Mortgage programs, rates, terms, eligibility requirements, and availability are subject to change and may vary based on borrower qualifications, property characteristics, underwriting requirements, and applicable lender guidelines.
SMS Communications
By voluntarily checking the SMS consent checkbox on a website form and providing your mobile phone number, you consent to receive informational and promotional text messages from Maria Velez regarding your mortgage inquiry, requested mortgage information, appointment scheduling, appointment confirmations and reminders, and related follow-up communications.
Consent to receive text messages is not a condition of purchasing any product or service. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of future text messages. Reply HELP for assistance.
Mobile information and SMS consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.
Email and Other Communications
If you provide your email address or other contact information, you may receive communications related to your inquiry, requested services, appointments, or mortgage financing needs. You may request to stop receiving applicable marketing communications at any time.
No Guarantee of Loan Approval
Submission of an inquiry or application does not constitute mortgage approval or a commitment to lend. All financing is subject to applicable underwriting, documentation, credit, income, asset, property, and program requirements.
Privacy
Your use of this website and submission of personal information are also subject to the applicable Privacy Policy.
Changes to These Terms
These Terms & Conditions may be updated periodically. Any changes will be posted on this page with an updated effective date.
Contact
If you have questions regarding these Terms & Conditions or your communications preferences, please contact Maria Velez through the contact information provided on this website.
Carrier Liability
Wireless carriers are not liable for delayed or undelivered text messages. Message delivery is subject to effective transmission by your wireless service provider and is outside the control of Maria Velez.
Age Requirement
You must be at least 18 years old to use this website, submit mortgage inquiries, or opt in to receive SMS communications. By providing your information and opting in to text messages, you confirm that you are 18 years of age or older.